Get your dream home in Mexico.

Yes, foreigners can own property in Mexico through a fideicomiso, a 50-year renewable trust. This trust allows seamless long-term control of the property, including rights to sell, improve, or pass it to heirs.

Absolutely! Foreigners can buy beachfront property through a trust, complying with Mexican regulations that restrict direct ownership near the coast and borders.

Mexican law restricts non-citizens from directly owning property within 50 km of the coast or 100 km of the border. A fideicomiso (trust) allows you to legally own such property.

No, a trust is only needed for properties within the restricted zones near the coast and borders.

You’ll have similar rights as in the U.S., including the ability to use, rent, sell, and improve your property.

To qualify, you need at least a 15% down payment, a good credit history in your home country, and verifiable stable income. The pre-qualification process is quick and fully online.

Loan amounts range from $250,000 to $2.5 million USD, up to 65% of the property’s appraised value. The exact amount depends on your financial situation.

Yes, while our process is tailored for Americans, we also offer loans to citizens of various other countries. Processing may take slightly longer, and additional documentation may be required.

We can fund your loan once the property is ready for delivery. For financing down payments on pre-sale properties, you’ll need to explore other options.

No, only completed, habitable residential properties, including condos, single-family homes, and certain mixed-use properties can be financed.

You can sell your property to anyone, usually without restrictions. If you have a mortgage, it will be paid off during the sale, similar to how it works in the U.S.

No, you have the right to renew the trust for another 50 years indefinitely, ensuring long-term control of your property.

An apostille authenticates the notarization and certification of documents for use in a foreign country. You might need one if you choose to vest your property in an LLC, trust, or corporation.

An apostille authenticates the notarization and certification of documents for use in a foreign country. You might need one if you choose to vest your property in an LLC, trust, or corporation.

The Public Registry is where land titles and ownership records are kept, similar to a County Recorder’s Office in the U.S. It ensures that property transactions are clear of liens and the seller has the legal right to sell.

A fideicomiso is a trust that allows foreigners to own property in restricted zones near the coast and borders. The bank holds the title but cannot use or claim the property. The trust lasts 50 years and is renewable indefinitely.

A Notario Publico oversees legal property transactions, ensuring all documents are properly executed and that taxes are collected and forwarded to the authorities.

An escrow account is used to securely hold funds during the property transaction, ensuring that the transfer of ownership occurs as agreed.

Yes, title insurance is recommended to protect against future claims on the property, which are more common in Mexico than you might expect. Title insurance policies are issued only after an extensive title search is completed on the subject property, and is part of the loan process.

Typically, the buyer covers most closing costs, including transfer taxes and notary fees, while the seller covers capital gains tax and broker commissions.

Closing costs typically range from 5-10% for purchases, and are generally lower for refinances. Property taxes in Mexico are usually much lower than in the U.S.

Yes, capital gains taxes apply to property sales in Mexico, consistent with global tax practices.

You may be eligible for U.S. tax credits for taxes paid in Mexico due to the U.S.-Mexico treaty against double taxation.

No, the property in a fideicomiso is not the bank’s asset. If the bank faces financial difficulties, the property is transferred to another trustee bank.

Yes, cash-out refinancing is available, allowing you to borrow up to 60% of the property’s appraised value.