No credit impact
→ My income is irregular and hard to prove.
→ I’ve written off too many expenses, and now my income looks low.
→ I don’t have W2s or pay stubs like traditional employees.
→ My debt-to-income ratio is too high for traditional lenders.
→ My credit score isn’t perfect, and I’m worried about getting approved.
Bank statements only
12-24 months of deposits or 1099s—no tax returns or W2s needed.
Built for your business
At least 2 years of self-employment experience.
Low down payment, flexible interest
Start as low as 10% down and interest-only plans.
A self-employed loan can get you the financing you need—for the home you love.
Get started todayNo credit impact
I’m ready
Let’s find the perfect self-employed loan to make your dream a reality.
Personalize your loanHouse hunting
Get pre-qualified so you’re ready to make an offer.
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See exactly how much house you can afford. We’ll help you figure it out.
Affordability calculator