Self-Employed? Get a loan the easy way!

Bank statement loans simplify approval—no tax returns, and irregular income is fine. Perfect for gig workers, contractors, and small business owners.

Get pre-qualified now

No credit impact

Self-employed loan

Being self-employed is awesome — until you try to get a mortgage.

Being self-employed

Being self-employed is awesome — until you try to get a mortgage.

→ My income is irregular and hard to prove.

→ I’ve written off too many expenses, and now my income looks low.

→ I don’t have W2s or pay stubs like traditional employees.

→ My debt-to-income ratio is too high for traditional lenders.

→ My credit score isn’t perfect, and I’m worried about getting approved.

We make homeownership easy
for business owners

Bank statements only

12-24 months of deposits or 1099s—no tax returns or W2s needed.

Built for your business

At least 2 years of self-employment experience.

Low down payment, flexible interest

Start as low as 10% down and interest-only plans.

Get pre-qualified now.

A self-employed loan can get you the financing you need—for the home you love.

Get started today

No credit impact

How soon do you want to move in?

We’re with you, no matter where you’re at.

I’m ready

How soon do you want to move in?

We’re with you, no matter where you’re at.

I’m ready

Let’s find the perfect self-employed loan to make your dream a reality.

Personalize your loan

House hunting

Get pre-qualified so you’re ready to make an offer.

Get Pre-qualified now No credit impact

Just exploring

See exactly how much house you can afford. We’ll help you figure it out.

Affordability calculator

Your homeownership  journey starts here.

Owning a home isn’t just a goal—it’s something you deserve. Let’s make this your best decision ever.

1.

Check your credit score and income. Avoid new loans, new credit cards or big buys for six months. Start with our affordability calculator.
2.

See how much you can borrow, so you can house-hunt with confidence. Get pre-qualified with no impact to your credit score.
3.

Secure a commitment letter to make a strong offer. Have your docs ready, and our loan officers will handle the rest.
4.

Once the seller says yes, it’s time to officially apply. We’ll guide you every step of the way.
5.

Finalize your loan and move in! We’ll set a date, handle the details, and do one last check on your credit.
Make this your best decision

Check out other loan options

Pre-qualify for your self-employed loan

Fast. Simple. Secure.

Start my home purchase

See what's possible

Use our calculators to visualize your path to homeownership.

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