The easy way to get mortgage-ready.
Dreaming of your own home? We’re here to make it happen. Our program is designed to help you boost your credit score and get mortgage-ready with a personalized action plan just for you.
→ Track your progress and pick up where you left off anytime, anywhere.
→ Receive a customized action plan to improve your credit and get you closer to homeownership.
→ Access your credit report and detailed score breakdown to stay informed.
Get mortgage ready
What’s holding you back from becoming a homeowner?
→ My credit score isn’t where it needs to be.
→ Saving for a down payment feels impossible.
→ The mortgage process is confusing and overwhelming.
→ I don’t know where to start with improving my financial profile.
→ I’m worried I won’t qualify for a mortgage.
Make homeownership a reality
Kassa helps you boost your credit, build savings, and navigate the mortgage process with expert guidance.
Boost your credit
Improve your score with personalized tips and strategies.
Build your savings
Create a savings plan that fits your budget and helps you reach your down payment goal.
Step-by-step
Simplify the mortgage process with expert support every step of the way.
Achieve your goals
Get the tools and support you need to make homeownership a reality.
What’s included in this course?
Tu Kassa features seven modules that walk you through every step of becoming a homeowner.
Module 1: Are you ready to buy?
Decide if buying or renting a home is the right move for you.
Module 2: Saving for your new home
Learn smart saving strategies to build your down payment.
Module 3: Boosting your credit score
Understand credit basics, improve your score, and maintain it for future goals.
Module 4: Navigating the mortgage process
Find the right lender, choose the best mortgage, and understand key mortgage terms.
Module 5: House hunting with an agent
Learn how to pick the right real estate agent and evaluate different housing options.
Module 6: Making a strong offer
Master the steps to make a successful offer on a home.
Module 7: Preparing to close
Get ready for closing day and finalize your loan.
Module 8: Becoming a homeowner
Manage your homeownership responsibilities and maintain your home’s value.
Get mortgage-ready today
Sign up today
Enter your email and name to access our tools and resources.
Watch the courses
Learn at your own pace with our video modules in english and spanish.
Create & execute your plan
Build a customized plan to boost your credit and savings, with expert support just a chat away.
Track your progress
We’ll help monitor your credit score and savings. When you’re ready, get pre-qualified for a mortgage.
See what's possible
Use our calculators to see what homeownership could look like for you.
Get ready for your mortgage
Learn all the tips and tricks to get mortgage-ready and achieve homeownership.
Start todayTu Kassa's course FAQs
Learn how to save for a down payment, boost your credit score, make smart offers, and more. Our friendly course lets you work at your own pace. Complete the modules, pass the assessment, and earn your certificate. Build confidence as you move closer to owning your home.
Our homeownership education course, completion certificate, and all associated resources are available free of charge.
The course, checklist, glossary of terms and course evaluation are available in both Spanish and English.
Complete Tu Kassa course at your own pace. Pause anytime and pick up right where you left off when you return.
Tu Kassa Learning Plan is structured so that each module builds on the previous one. You’ll need to complete the modules in order.
To earn your certificate of completion, you must first complete all seven modules. Only then will you be able to access the final assessment.
Once you complete Tu Kassa course and score 80% or higher on the final assessment, you’ll get a certificate of completion. This certificate meets the homeownership course requirement. Your lender will guide you on how to submit the certificate.
Your certificate includes a completion date but doesn’t expire. However, lenders may have their own rules on how long certificates are valid. Check with your lender or program administrator for specific details.
You can take the final assessment as many times as needed. A score of 80% or higher is required to earn your certificate of completion.
Housing counseling is a great way to meet the homeownership education requirement. It’s perfect for homebuyers wanting personalized guidance or extra help understanding the homebuying and lending process. We can help you out!